.tools-page{--calculator-surface:#f7f4ee}.estimate-notice-band{background:var(--navy);padding:128px 0 24px}.tools-intro{padding-top:clamp(54px,6vw,82px)}.estimate-disclosure{border:1px solid #042c3d33;border-left:5px solid var(--accent);background:var(--white);color:var(--navy);border-radius:14px;margin:0;padding:18px 22px;font-size:1rem;font-weight:850;line-height:1.55}.tools-intro__layout{align-items:stretch}.tool-jump-links{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;display:grid}.tool-jump-links a{border:1px solid var(--line);background:var(--white);min-height:190px;color:var(--navy);transition:border-color .18s ease, box-shadow .18s ease, transform .16s var(--ease-out);border-radius:22px;grid-template-columns:minmax(0,1fr) auto;align-content:space-between;gap:10px 18px;padding:24px;display:grid;position:relative}.tool-jump-links a>span{color:var(--accent-dark);font-family:var(--font-heading);font-size:1.4rem;line-height:1}.tool-jump-links a>strong{font-family:var(--font-heading);text-transform:uppercase;grid-column:1;align-self:end;font-size:clamp(1.9rem,2.7vw,2.8rem);font-weight:400;line-height:.95}.tool-jump-links a>small{color:var(--ink-soft);grid-column:1;font-size:.72rem;font-weight:650;line-height:1.5}.tool-jump-links a>i{color:var(--accent-dark);grid-area:1/2/span 3;align-self:end;font-size:1.2rem;font-style:normal}@media (hover:hover) and (pointer:fine){.tool-jump-links a:hover{border-color:#f48121a6;transform:translateY(-3px);box-shadow:0 18px 42px #042c3d14}}.calculators{scroll-margin-top:112px}.calculators__heading{max-width:760px}.calculator-stack{gap:clamp(30px,4vw,52px);display:grid}.calculator-card{background:var(--calculator-surface);border:1px solid #042c3d24;border-radius:32px;grid-template-columns:minmax(0,1.25fr) minmax(330px,.75fr);scroll-margin-top:116px;display:grid;overflow:hidden;box-shadow:0 20px 56px #042c3d14}.calculator-card__heading{border-bottom:1px solid var(--line);background:var(--white);grid-column:1/-1;grid-template-columns:58px minmax(0,1fr);gap:clamp(18px,3vw,42px);padding:clamp(30px,4vw,54px);display:grid}.calculator-card__heading>span{color:var(--accent-dark);font-family:var(--font-heading);font-size:1.9rem;line-height:1}.calculator-card__heading h2{max-width:14ch;color:var(--navy);text-transform:uppercase;margin:10px 0 18px;font-size:clamp(3.2rem,5vw,5.8rem);font-weight:400;line-height:.9}.calculator-card__heading p:last-child{max-width:720px;color:var(--ink-soft);margin:0;line-height:1.7}.calculator-form{min-width:0;padding:clamp(28px,4vw,50px)}.calculator-fields{gap:24px 18px;display:grid}.calculator-fields--three{grid-template-columns:repeat(3,minmax(0,1fr))}.calculator-fields--two{grid-template-columns:repeat(2,minmax(0,1fr))}.calculator-field{flex-direction:column;gap:7px;min-width:0;display:flex}.calculator-field>label{color:var(--navy);letter-spacing:.035em;text-transform:uppercase;font-size:.76rem;font-weight:900;line-height:1.35}.calculator-field__control{background:var(--white);min-height:54px;color:var(--ink-soft);border:1px solid #042c3d3d;border-radius:13px;align-items:center;gap:7px;padding:0 15px;transition:border-color .16s,box-shadow .16s;display:flex}.calculator-field__control:focus-within{border-color:var(--accent-dark);box-shadow:0 0 0 3px #f481212e}.calculator-field__control input{width:100%;min-width:0;height:52px;color:var(--navy);background:0 0;border:0;outline:0;padding:0;font-size:1rem;font-weight:750}.calculator-field__control input:focus-visible{outline:0}.calculator-field__control>span{white-space:nowrap;flex:none;font-size:.72rem;font-weight:800}.calculator-field>small{color:var(--ink-soft);font-size:.75rem;line-height:1.45}.calculator-field input[type=range]{appearance:none;background:#042c3d1a;border-radius:4px;outline:none;width:100%;height:6px;margin-top:16px}.calculator-field input[type=range]::-webkit-slider-thumb{appearance:none;background:var(--accent);cursor:pointer;border:3px solid var(--white);border-radius:50%;width:22px;height:22px;box-shadow:0 2px 6px #00000026}.calculator-field input[type=range]::-moz-range-thumb{background:var(--accent);cursor:pointer;border:3px solid var(--white);border-radius:50%;width:22px;height:22px;box-shadow:0 2px 6px #00000026}.calculator-actions{align-items:center;gap:20px;margin-top:36px;display:flex}.calculator-reset{min-height:44px;color:var(--navy);letter-spacing:.06em;text-transform:uppercase;background:0 0;border:0;border-bottom:1px solid;padding:8px 2px;font-size:.7rem;font-weight:900}.calculator-error{color:#77251c;background:#b33b2e14;border-left:4px solid #b33b2e;margin:24px 0 0;padding:13px 15px;font-size:.78rem;font-weight:750}.calculator-result{--focus-ring:var(--accent);background:var(--navy);min-width:0;min-height:420px;color:var(--white);flex-direction:column;justify-content:center;padding:clamp(30px,4vw,52px);display:flex}.calculator-result__label{color:var(--accent);letter-spacing:.07em;text-transform:uppercase;margin:0 0 8px;font-size:.75rem;font-weight:900}.calculator-result>strong{color:var(--white);font-family:var(--font-heading);overflow-wrap:anywhere;text-transform:uppercase;margin-bottom:18px;font-size:clamp(3.3rem,5vw,6rem);font-weight:400;line-height:.9;display:block}.calculator-result>p:not(.calculator-result__label,.calculator-result__empty){color:#ffffffbf;margin:0 0 20px;font-size:.8rem;line-height:1.65}.calculator-result__breakdown{gap:0;margin:8px 0 24px;display:grid}.calculator-result__breakdown>div{border-top:1px solid #ffffff2e;justify-content:space-between;gap:16px;padding:9px 0;display:flex}.calculator-result__breakdown dt,.calculator-result__breakdown dd{margin:0;font-size:.78rem}.calculator-result__breakdown dt{color:#ffffffa8}.calculator-result__breakdown dd{color:var(--white);flex:none;font-weight:900}.calculator-result .inline-link{color:var(--white);align-self:flex-start;margin-top:10px}.calculator-result__warning{border-left:4px solid var(--accent);background:#f481211f;padding:12px 14px;font-weight:750;color:var(--white)!important}.calculator-result__empty{color:#ffffff94;max-width:25ch;margin:0;font-size:1rem;line-height:1.7}.calculator-disclaimer{background:var(--accent);color:var(--navy);border-radius:28px;margin-top:clamp(58px,7vw,96px);padding:clamp(30px,5vw,62px)}.calculator-disclaimer h2{text-transform:uppercase;max-width:14ch;margin:12px 0 20px;font-size:clamp(3rem,5vw,5.5rem);font-weight:400;line-height:.9}.calculator-disclaimer>p:last-child{max-width:850px;margin:0;font-weight:700;line-height:1.7}.tools-sources__links ul{border-top:1px solid var(--line);gap:8px;margin:26px 0 0;padding:20px 0 0;list-style:none;display:grid}.tools-sources__links a{color:var(--navy);border-bottom:1px solid;align-items:baseline;gap:8px;font-size:.78rem;font-weight:850;display:inline-flex}@media (max-width:1180px){.calculator-card{grid-template-columns:minmax(0,1fr)}.calculator-result{min-height:0}}@media (max-width:960px){.tool-jump-links,.calculator-fields--three{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:680px){.estimate-notice-band{padding:102px 0 20px}.estimate-disclosure{padding:16px 17px;font-size:1rem}.tool-jump-links{grid-template-columns:minmax(0,1fr)}.tool-jump-links a{min-height:160px;padding:22px}.calculator-stack{gap:24px}.calculator-card{border-radius:24px}.calculator-card__heading{grid-template-columns:38px minmax(0,1fr);gap:12px;padding:26px 22px}.calculator-card__heading h2{font-size:clamp(3rem,14vw,4.25rem)}.calculator-form,.calculator-result{padding:28px 22px}.calculator-fields--three,.calculator-fields--two{grid-template-columns:minmax(0,1fr)}.calculator-actions{flex-direction:column;align-items:stretch}.calculator-actions .button{width:100%}.calculator-reset{align-self:center}.calculator-result>strong{font-size:clamp(3.2rem,15vw,4.8rem)}.calculator-disclaimer{border-radius:24px;padding:28px 22px}}@media (prefers-reduced-motion:reduce){.tool-jump-links a,.calculator-field__control{transition:none}}