Mortgage Underwriters

As a Mortgage Underwriter your responsibilities include but are not limited to:

• Review and evaluate information on mortgage loan documentation to determine if borrower and/or property meet loan standards
• Complete a thorough analysis of loan files to determine compliance with company, investor, and government guidelines and standards
• Evaluate the entire credit package and collateral for residential mortgage loans and ultimately ensure an “investor” quality loan product
• Provide superior customer service to internal and external customers
• Communicate decision (approval, suspense, denial) on loans to appropriate parties both verbally and in writing
• Be available to processors and loan officers for general guideline interpretations and questions on specific loan files
• Continually exhibit an understanding of automated underwriting and guidelines
• Check accuracy of all calculations

Requirements

• 3-5 years current experience as a mortgage underwriter
• Experience and complete knowledge of FHA/VA lending guidelines is preferred
• Superior customer services skills
• Excellent written and verbal communication skills
• Attention to detail required
• Strong time management and organizational skills
• A team player, ability to work independently
• Thrive in a fast paced, high production environment
• Excellent analytical and decision-making skills
• Solid computer skills; including Microsoft Office products, Calyx Point is a plus

Benefits Package

• A competitive salary package
• Top medical and dental plans where MSA pays 65% or the premium and 100% of the dental
• 401(k) retirement savings program
• Life, disability, cancer and accident insurance
• Training and career advancement opportunities
• Generous time off benefits and 10 paid holidays
• Casual working environment
• Discretionary Bonuses