John CaponeJohn Capone

Loan Advisor

5 Fremont Street, Winthrop, MA 02152
p: 978.804.9876
f: 781.990.0276
NMLS employee number
MLO 28973

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John Capone is an alumnus of Mass Bay Community College with a degree in psychology. He also is a graduate of ITT Tech with an engineer’s degree. John has been in the mortgage banking industry for the past 14 years, with six of those years dedicated to MSA mortgage as a loan originator. Prior to working in mortgage banking, he owned a small insurance agency where he worked with business owners on their employee benefit plans.

John is passionate about working with people and taking away the stress that comes with a real estate purchase and refinance transactions. He feels a great satisfaction in helping borrowers become home owners and also helping home owners lower their rate and shorten their term.

John grew up in East Boston, MA and is now a resident of West Peabody. He lives with his wife Karen of 25 years, daughter Nicole and their dog Brady.


“John thank you so much. I can’t express how much I appreciate the effort you put into this whole process. I would recommend you and MSA to anyone who asks about the process. Thank you again and I wish you the best of luck in 2013!” ~ Damian

“Hi John, I wanted to thank you for all the work you did to get us into our new home. We both appreciate all the time and effort put into this. We are all moved in and we are very happy. Thank you again for everything. Take care.” ~ Stephanie


“John is the BEST thing that ever happened to us in our first time homebuyers experience. We would have never been able to navigate the ins and outs of first time home buying, and from the preapproval to the closing, John and his team were with us through every step. He explained every part of the process to us, was able to get us preapproval right when we called him, and got us set up with a local realtor. When we finally did find the “perfect first house” for us; he explained to us the whole purchase and sales process, and went over everything you would encounter in the next 30-45 days of closing. He was available by phone and email every day, weekday or weekend, and most nights we would call him as late as 9pm after work. I would recommend john to every single person buying a home, first home, to last home, because he is just that great. He made our process so easy, and without him we would have NEVER been able to get our perfect home. John is THE BEST; and I can’t wait to work with him for our next house.”


“John is very proactive in contacting me when it is an advantage to refinance. He is quick to respond when I need him for something. He is extremely personable and easy to talk with. I have refinaned twice and been very happy with his advice.”


“My husband and I worked with John in April 2013, during the process of acquiring our home, and we are both extremely pleased with the support and level of service we received. John Capone is a highly knowledgeable professional, who guided us through it all in a seamless way and always with a very positive attitude. We would certainly seek John, should we decide to move again.”


“John has helped my husband and I with the purchase and sale of out first home and the purchase of our most recent forever home. He was a tremendous help through each and every step. My husband is self employed and we had to jump through extra hoops with our last purchase. John was by our side through every step to answer every question. He always returned our calls in a timely manner.”


“John was extremely knowledgable and was able to walk us through each step of the mortgage process. He went out of his way to meet with us face to face on a weekend in order to help my husband and I understand our options fully. For first time home buyers we really needed that extra insite. We were very impressed with John’s experience level, availibilty and genuine concern for us. We are so thankful for John’s help!”


“John is great to work with. We used his services to purchase 2 homes and also for refinancing. He is extremely professional and knowledgeable regarding all aspects of real estate. He has always done his best to get us great rates. Would highly recommend his services.”


“As a first time home buyer John was very helpful in walking us thru each step, he was very good @ getting back to me in a timely manner. I really enjoyed working with John he made the process so much easier & stress free! I would highly recommed John to prospective buyers, he’s a true professional.”


“John was my mortgage broker for my first home purchase in 2013. There was an incredibly tight turnaround time to close the deal, and John worked diligently to make sure we were able to close quickly. As a first time home buyer, I greatly appreciated his patience and due diligence on making sure I was comfortable at all stages of the process. He was professional at all stages and made the whole the process a delight, which as a first time home buyer is a rare thing. I would highly recommend him to any first time home buyer looking for a mortgage broker who will go the extra mile to make sure you’re comfortable.”


“John, whom I have worked with for a decade, is a true professional. He knows the products, and he knew my needs, and the results always exceeded my expectations. I appreciate John’s style of overdelivering on his promises. It has always taken unneeded stress and delay out of real estate financing.”


“Just when I thought we wouldn’t be able to refinance our home, we met John Capone. John was there every step of the way to make sure this would happen. He responded in more than a timely fashion and made sure we were updated through out the entire process. He is very diligent and knowledgeable in the area of obtaining a mortgage and refinancing. I would highly recommend John Capone.”


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