At MSA Mortgage, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “a common sense approach” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “portfolio” lenders.
We work with multiple investors, which allows us to get you the best rates on all types of loan programs including: 10, 15, 20 and 30 year fixed mortgages and 3, 5, 7 and 10yr ARM’s Conventional, Jumbo, Home Equity Lines, FHA and VA loans.
Purchasing a home is probably one of the biggest investments you’ll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. As a rule, you don’t want to spend more then 29 percent of your gross monthly income (that’s before taxes are taken out of your paycheck). You’ll need to consider current interest rates. The lower the rate, the higher the home price you’ll be able to qualify for. Use our calculator to give you an idea of how much you can afford.